5 Simple Techniques For 228 loan
5 Simple Techniques For 228 loan
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implies any company that controls, is managed by, or is under popular Regulate with One more company. The expression “control” has the indicating offered to that expression in twelve U.
(1) A nonmetropolitan middle-profits census tract is specified as distressed if it is within a county that fulfills one or more of the next requirements:
(i) The variety of retail banking expert services and retail banking products and solutions supplied by means of digital supply units as well as other delivery devices;
인터넷이라는 광활한 바다를 항해하며 정보의 보고를 찾는 우리에게 네이버는 든든한 나침반이자, 탐험의 동반자와 같습니다. 검색, 뉴스, 지식인, 쇼핑, 메일, 블로그 등 네이버는 우리 일상의 거의 모든 영역에 깊숙이 스며들어 있습니다.
The Board considers the use of a lender's deposit solutions attentive to the wants of reduced- and average-profits individuals, households, or households based on the following facts:
The Board considers the branch availability and products and services presented at branches of banking institutions that operate one or more branches pursuant to paragraph (b)(2) of the portion.
(i) An intermediate bank's Neighborhood improvement performance is evaluated pursuant to the following criteria:
) Significant financial institutions that had property less than or equivalent to $ten billion as of December 31 in both of your prior two calendar decades and that don't run branches.
(iv) The Neighborhood improvement services needs of its facility-primarily based assessment locations served through the bank which might be coated by the system.
Inside of a facility-dependent assessment place or outdoors retail lending area, an item line is a major item line In case the bank's loans in that products line comprise 15 p.c or even more in the lender's loans across all the financial institution's item traces in the facility-centered assessment place or outside retail lending place, as determined pursuant to paragraph II.b.1 of appendix A to this section.
The Board considers the loans, investments, products and services, and products and click here solutions of affiliates of the financial institution that aren't operations subsidiaries, within the bank's solution, topic to the next:
A substantial financial institution ought to collect and retain, in the format on the financial institution's deciding upon or in a very standardized structure, as supplied by the Board, right up until the completion on the financial institution's up coming CRA examination during which the data are evaluated, the subsequent Local community growth companies knowledge:
Pursuant to § 228.28 and appendix C to this part, the Board assigns conclusions for just a financial institution's Neighborhood Improvement Solutions Test general performance in Each individual facility-dependent assessment space, Just about every State or multistate MSA, as applicable, and for your institution.
A considerable financial institution should obtain and retain in electronic form, as prescribed via the Board, until eventually completion on the bank's upcoming CRA evaluation in which the information are evaluated, the following facts with respect to retail banking expert services and retail banking merchandise supplied and furnished by the financial institution during Each individual calendar yr: